Cookie Policy and Privacy Controls

Understanding Cookies and Their Purpose

Cookies are small text files stored on your device when you visit websites. They help websites remember your preferences, login information, and browsing behavior to provide a more personalized experience.

We use cookies to enhance your experience on our financial planning website, remember your preferences, and analyze how our services are used to improve functionality and content relevance.

Our website uses several types of cookies, each serving different purposes to enhance your browsing experience and help us provide better financial planning services.

Types of Cookies We Use

Essential Cookies (Always Active)

These cookies are necessary for basic website functionality and cannot be disabled. They enable core features like secure login, form submission, and navigation.

Session management, security tokens, form data persistence, accessibility preferences, and basic site functionality cookies.

Functional Cookies (Optional)

These cookies enhance your experience by remembering your preferences and settings, such as language choice, region, and customized display options.

Language preferences, display settings, saved form data, user interface customizations, and accessibility options.

Analytics Cookies (Optional)

These cookies help us understand how visitors use our website, which pages are most popular, and how we can improve our financial planning resources and user experience.

Page view tracking, session duration, bounce rate analysis, popular content identification, and user journey mapping.

Marketing Cookies (Optional)

These cookies track your browsing habits to deliver relevant financial planning content and advertisements that match your interests and needs.

Ad personalization, retargeting campaigns, conversion tracking, social media integration, and personalized content delivery.

How We Use Cookies on Our Platform

We implement cookies strategically to improve your experience with our financial planning services while respecting your privacy preferences and maintaining data security.

  • Securely managing your login sessions and maintaining account security throughout your visit to our financial planning portal and consultation areas.
  • Remembering your display preferences, notification settings, and customized dashboard configurations for a more personalized planning experience.
  • Protecting against unauthorized access, preventing fraudulent activities, and maintaining the integrity of your financial data and personal information.
  • Monitoring website performance, loading times, and technical issues to ensure optimal functionality of our planning tools and resources.
  • Analyzing user behavior patterns to improve our financial planning content, identify popular resources, and enhance overall service quality.

First-Party vs Third-Party Cookies

First-Party Cookies (Set by lytheraqora)

These cookies are set directly by our website and are used exclusively for our financial planning services. We have full control over these cookies and their data usage.

Third-Party Cookies (Set by External Services)

These cookies are set by external services we use, such as analytics providers or integrated financial tools. They are subject to the privacy policies of their respective providers.

Your Privacy Rights Under GDPR, CCPA, and LGPD

Depending on your location, you may have specific rights regarding how we collect, use, and store your personal data through cookies and other tracking technologies.

GDPR Rights (EU Residents)

If you are located in the European Union, you have the following rights regarding your personal data and cookie preferences:

  • Right to access your personal data and understand how it's being processed through our financial planning services.
  • Right to correct inaccurate or incomplete personal information stored in your planning profile.
  • Right to request deletion of your personal data when it's no longer necessary for our services.
  • Right to object to processing of your personal data for marketing purposes or withdraw consent at any time.

CCPA Rights (California Residents)

If you are a California resident, the California Consumer Privacy Act provides you with specific rights regarding your personal information:

  • Right to know what personal information we collect, use, disclose, and sell about you.
  • Right to request deletion of personal information we have collected from you.
  • Right to opt out of the sale of your personal information to third parties.
  • Right to non-discriminatory treatment for exercising your CCPA privacy rights.

LGPD Rights (Brazil Residents)

If you are located in Brazil, the Lei Geral de Proteção de Dados provides you with the following data protection rights:

  • Right to confirmation of the existence of processing of your personal data.
  • Right to access your personal data and information about how it's processed.
  • Right to correct incomplete, inaccurate, or outdated personal data.
  • Right to data portability of your personal information to another service provider.

Managing Your Cookie Preferences

You have several options for controlling how cookies are used on your device when accessing our financial planning services and resources.

Browser-Level Cookie Controls

All modern web browsers allow you to control cookie settings through their privacy and security options. You can block all cookies, allow only first-party cookies, or set custom rules.

  • Chrome: Settings > Privacy and Security > Cookies and other site data
  • Firefox: Settings > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Manage Website Data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

Website Cookie Preferences

Use our cookie preference center to customize which types of cookies you want to allow while using our financial planning services. Your choices are saved and respected across all visits.

Cookie Duration and Expiration

Different cookies have different lifespans depending on their purpose and how they enhance your experience with our financial planning services.

Session Cookies

These cookies are temporary and are automatically deleted when you close your browser. They're used for essential functions like maintaining your login during a single visit.

Persistent Cookies

These cookies remain on your device for a set period (ranging from days to years) to remember your preferences and provide a consistent experience across multiple visits.

Impact of Disabling Cookies

While you can disable most cookies, doing so may affect your experience with our financial planning services and limit access to certain features and personalization options.

Disabling cookies may result in repeated login prompts, loss of preferences, reduced personalization, and limited access to some interactive planning tools and resources.

Updates to Cookie Policy

We may update this cookie policy periodically to reflect changes in technology, legal requirements, or improvements to our financial planning services.

We will notify you of significant changes through website notices or email communications. Continued use of our services after updates constitutes acceptance of revised terms.

Questions About Our Cookie Policy

If you have questions about our cookie usage, privacy practices, or need assistance with your cookie preferences, please contact our support team using the information below.

Email Address:: contact@lytheraqora.com

Phone Number:: +1-460-791-201

Business Address:: 1425 Broadway, New York, NY 10018

Last Updated: September 9, 2025

This disclaimer is effective as of September 9, 2025 and applies to all users of our website and services.